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Joliet divorce attorneysThe quality of life for retirees has improved drastically over the last few decades. That leaves many considering whether they are truly happy or not. For some, that answer is no. If that lack of fulfillment is connected to an unhappy marriage or a marriage they feel they have outgrown, retirees may consider the option of divorce. Is this a poor or misguided choice? Or is a divorce much like the retirement years: the beginning of a new adventure, rather than an end?

Common Fears and Concerns

Fears and concerns are common issues for divorcing couples, but those nearing retirement age have a whole host of special considerations. For example, they may fear the loss of their financial security or being alone. Some may lose insurance, which may be crucial in the face of manageable but dangerous health conditions. The weight of such fears and concerns may be so heavy that parties may begin to feel “trapped” in their marriage.

Rest assured that, although several issues and concerns need to be addressed in a later-life divorce, few are impossible to overcome. Spouses who do not have access their own retirement account may be entitled to spousal support. Some individuals may be granted social security under their spouse's account, even after a divorce. In short, there are often ways to work around the concerns and fears that retiring couples have about life after divorce.

Choosing the Right Path for Your Marriage

You are the only one that can decide the “correct” path for your life. Only you know what will ultimately make you happy. You know what you can live with, and what you cannot. However, it is important to know that there are advocates and support systems available to you. Friends, families, therapists, and support groups are all viable options. In addition, an attorney can help you understand the legal implications of your divorce, and they can assist you in developing a sound divorce plan before you take the official plunge.

At the Law Offices of Tedone and Morton, P.C., your needs and best interest are our top priority. We work hard to ensure you have a sound and solid divorce strategy, and we stand by your side every step of the way. To learn how our Joliet divorce lawyers can assist with your case, call 815-666-1285 and schedule your personalized consultation.

Source:

http://nypost.com/2017/06/14/this-is-what-divorce-looks-like-after-50-years-of-marriage/

Joliet divorce attorneysMany people take up journaling while working through their divorce, and often because they believe it will help them work through their emotions. Alternatively, the practice might be suggested by a friend, family member, or divorce counselor. Unfortunately, a new study indicates some people may experience adverse effects from journaling, which might negate the benefits. Learn more about the pros and cons of journaling through a divorce, and discover where you can find assistance through this oft-painful process.

Potential Negative Effects of Expressive Journaling

In a study of 109 recently divorced people, researchers analyzed the emotional impact of three different types of journaling. One group wrote details about their day but did not discuss their emotions. One group discussed their feelings about the divorce. A third group discussed their emotions about the divorce but turned their feelings and thoughts into a story. The latter two are considered “expressive journaling.”

Individuals who were in the expressive journaling groups seemed to experience more psychological issues than those that focused only on their daily activities. This effect was increased in people who were considered especially “broody” (individuals who felt guilt). Experts believe this is because, rather than processing the emotions, they are simply reliving it.

Possible Heart Health Improvement

On the one hand, individuals who expressive journaled had a higher incidence of negative psychological issues. However, those that told their emotions in story form had a lower heart rate and a higher heart rate variability, both of which suggest better heart health. This effect was even seen in individuals that were considered broody. So, what is the real consensus then?

Expressive Story Mode May Be the Most Favorable

After the heart health benefits had been factored in, researchers determined that story mode expressive journaling could be worth the initial stress. On the other hand, journaling without emotion is unlikely to offer much of a benefit at all, and expressive journaling without story mode could simply lead to a cycle of guilt and pain. So, if you are going to journal about divorce, consider writing a story.

Going Through Divorce? Contact Our Illinois Divorce Lawyers

If you are going through a divorce, contact the Law Offices of Tedone and Morton, P.C. for assistance. Compassionate and experienced, our Joliet divorce lawyers are equipped to handle even the most complex of divorce cases. We will protect your rights and best interests. Schedule your personalized consultation by calling 815-666-1285 today.

Sources:

https://www.theatlantic.com/health/archive/2015/08/life-stories-narrative-psychology-redemption-mental-health/400796/

http://journals.sagepub.com/doi/full/10.1177/2167702612469801

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Joliet divorce attorneysDivorce can happen to anyone, during any stage in life. When it ends up occurring right before a couple retires, both parties may become at risk for long-term financial devastation. Learn how you and your spouse can mitigate this risk of divorce-induced poverty, and how an experienced divorce lawyer may be able to help.

Understanding the Risk

Divorce, in and of itself, is a financially complex situation. This can be problematic for couples of any age, but those nearing retirement age do not have as much time left to recover from the financial blow of divorce, or any costly mistakes they might make. This can be further exasperated by the fact that most couples only prepare for one set of expenses, not two. Divorce changes that, and sometimes so drastically that divorcing parties must plan carefully before moving forward with the process.

Mitigating the Risks

While every situation is unique, couples often find that careful planning goes a long way in mitigating the financial risks of divorce. For example, those that speak to an attorney about their debts and assets before filing have the advantage of legal knowledge and experience, which can ultimately reduce the risk of a mistake or oversight during the filing process. For example, taxation and QDRO fees are common, and many couples are unprepared when they attempt to work through divorce on their own.

Where to Start

If you and your spouse are contemplating divorce, now is the time to gather your financial data and review it. Monitor your assets closely to track what you have coming in, and what is going out. This is also a good time to start cutting out the excess - cancel subscriptions you no longer need, pay off credit cards and other debts, and start taking personal financial responsibility for your own expenses.

Once you have collected all the data you can find (i.e. bank statements, mortgage statements, retirement account statements, pension statements, etc.), take it to your attorney and voice your needs and concerns. This gives them the documentation they need to assist you with developing a divorce strategy that can address any specific concerns and issues you may have about your divorce.

Contact Our Joliet Divorce Lawyers

At the Law Offices of Tedone and Morton, P.C., we understand that every divorce is unique. This is why we are committed to meeting your needs with personalized attention and committed service. To learn more about how we can help mitigate the issues in your divorce, call 815-666-1285 and schedule a confidential consultation with our seasoned Joliet divorce lawyers today.

Sources:

http://www.cnbc.com/2016/09/06/memo-to-divorcing-boomers-watch-your-assets.html

http://www.dailyherald.com/article/20170205/business/170209616/

Couples often assume that an amicable divorce automatically means easy. Yet this is not always the case. In fact, even non-contentious divorces can result in serious financial problems for one or both parties. Learning the potential pitfalls of divorce, and how they might apply to your particular situation, can help you avoid this all-too-common problem. The following explains further.

Amicable Does Not Always Mean Easy

Divorce is not always about getting away from a contentious situation. Some couples grow apart, want different things, or simply realize that each would be happier on their own. The ill feelings and anger is not present, and each may still love and want the best for the other. They may not argue or sweat the small stuff. They may even be willing to part with more, simply because they want their partner to be happy and cared for once the divorce is over. It sounds like a divorce made in heaven (if there were such a thing) – an easy and fairly straightforward process. It might not be.

Amicable divorces – particularly those with a high net worth or great disparity in incomes – can be just as financially complex as contentious ones. In fact, some may be even riskier for the higher-earning party. They may want to give more to ensure their partner will be financially stable, or they may unintentionally transfer tax consequences to their soon-to-be ex-spouse. Whatever the situation, it is one that couples should consider carefully.

Understanding the Potential Pitfalls (and How to Avoid Them)

Some of the most common issues in amicable divorces related to short-sidedness when it comes to matters like retirement and future income. Couples may split a retirement account without thinking of their future earning potential, or without fully understanding how their specific retirement plan works. Alternatively, they may fail to obtain proper valuation for things like businesses, real estate, and other large assets, which can put one or both parties at risk once the divorce is over. Finally, couples may overestimate their ability to restore lost income or depleted retirement accounts, putting their future in danger. These can all be avoided with the help of an experienced attorney.

Contact Our Seasoned Joliet Divorce Lawyers

Your divorce does not have to be a battle, but it does deserve the insight and assistance of a seasoned legal professional. At the Law Offices of Tedone and Morton, P.C., we recognize that every case is unique and every client receives our personalized touch. We will work hard to protect your financial future, regardless of the complexity of your case. To learn more, schedule a consultation with our dedicated Joliet divorce lawyers. Call 815-666-1285 today.

Source:

http://www.chicagotribune.com/lifestyles/ct-divorce-and-finances-20161209-story.html

Divorce can be emotionally stressful and potentially traumatizing for some. In fact, the experience is so traumatizing that around 60 percent of all divorcees experience physical symptoms, such as depression, muscle aches, fatigue, and post-traumatic stress disorder. Women are also at a higher risk for heart complications after divorce. Thankfully, there are ways that you can protect yourself, and your health, during divorce. The following information explains further.

Reach Out and Ask for Help

Probably one of the biggest mistakes that divorcees make is they try to take on the divorce and its grief all on their own. Rather than ask for support or help, they muddle through the grief and pretend that all is fine. Some may not even tell family or friends until long after proceedings have started. Do not make this same mistake! Let those that love you support you during this time. Ask for help if you need it – from friends, family, or even professionals. Whatever you do, do not try to deal with it alone.

Exercise and Eat Right

Exercise releases feel-good endorphins, and it gives you a way to relieve a lot of the emotional stress you are feeling. The added bonus is that, by exercising, you are taking care of your heart and protecting yourself from another common divorce ailment: weight gain. Pair this with healthy eating and you have a recipe for success. You will feel more in control of your health, and that can lead to improved self-esteem and better emotional grounding during the divorce process.

Try to Find the Silver Lining

It can be difficult to find the positive in the end of a relationship. Yet even the darkest cloud can have a silver lining. Look for it in your divorce. Maybe being single will give you the freedom to pursue passions and dreams that you gave up during marriage. Or maybe it will finally permit you the chance to finish your education or lose that weight that has been hanging on since your last child. Maybe you can finally advance your career. Maybe it is just knowing that you can finally live on your own terms. Whatever it is, rejoice in it, reflect on it, and try to remind yourself of it as often as possible.

Be Patient with Yourself

No matter how hard you work at it, there will be hard days during divorce. It is simply a part of the grief process. Be patient with yourself on these days. If you need a day to just stay in bed and cry, do so. If you have a day that you are just angry with your ex-spouse, journal it or vent to a friend without letting yourself feel guilt over the hurt. After all, divorce does hurt. There is nothing wrong with processing those feelings, a little at a time, as you can. Just remember to ask for professional help if you need it.

Get Experienced Legal Assistance with Your Divorce

Divorce is complex enough without trying to do it all yourself. Contact the Law Offices of Tedone and Morton, P.C., where your best interest is the priority. We will fight to protect your rights, strive to alleviate the stress, and advocate for you, every step of the way. Schedule a consultation with our Plainfield, IL divorce lawyers to learn more. Call 815-733-5350 today.

Sources:

http://www.dailymail.co.uk/health/article-3804178/From-PTSD-depression-eczema-muscle-pain-devastating-toll-divorce-health-experts-warn.html

http://www.nhs.uk/Conditions/stress-anxiety-depression/Pages/reduce-stress.aspx

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